Abbey Garages (Cardiff) Ltd trading as Fordthorne, My Car Journey/Fordthorne Used Vehicles, OMODA and JAECOO, and Cardiff Auto Electrics is an Appointed Representative of Automotive Compliance Ltd, who is authorised and regulated by the Financial Conduct Authority (FCA No. 537313). Automotive Compliance Ltd’s permissions as a Principal Firm allows Abbey Garage Limited to act as a credit broker, not as a lender, for the introduction to a limited number of lenders and to act as an agent on behalf of the insurer for insurance distribution activities only. We are a credit broker and not a lender. We can introduce you to a limited number of lenders and their finance products. We are not an independent financial advisor and we act as their agent for this introduction.

We may advise you on the products, subject to your personal circumstances, though you are not obliged to take our advice or recommendation. We do not charge you a fee for our services. Whichever lender we introduce you to, we will receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow). For your reassurance, all of the lenders we work with could pay commission at different rates, but the commission we receive does not influence the interest rate you will pay. Our aim is to secure finance for you at the lowest interest rate you are eligible for from our panel of lenders. We will tell you (in good time before the agreement is made) the amount of any payments we will receive from Black Horse Ltd. All finance applications are subject to status, terms and conditions apply, UK residents only, 18’s or over. Guarantees may be required.